Annual credit report gov – This is the official site authorized by the federal government for you to get your free reports. The fair credit reporting act fcra requires each of the nationwide credit reporting companies equifax experian and transunion to provide you with a free copy of your credit report at your request once every 12 months.
You will need to provide your name address social security number and date of birth to verify your identity.
Annual credit report gov – The fcra promotes the accuracy and privacy of information in the files of the nation s credit reporting companies. The fair credit reporting act fcra is a law that requires each of the three credit reporting companies to provide you with a free copy of your credit report once annually. The federal trade commission ftc is in charge of enforcing the fcra with the three reporting agencies. Annual credit report gov
Details such as how much credit you have how much you owe and how often you pay affect your credit scores. You usually can get your report immediately by ordering it online after you have verified your identity through an authentication process. How you play changes your score. Annual credit report gov
There s more to the game than a score. You can request all three reports at once or request them one at a time. You re entitled to one free copy of your credit report every 12 months from each of the three nationwide credit reporting companies. Annual credit report gov
Learn about other situations when you can request a free credit report. Make sure you are on this site before ordering your report. Annual credit report gov