Can you have more than one dental insurance – Information to include on dual coverage claims. Dual dental coverage typically occurs when you have two jobs that each provide dental benefits or you are covered by your spouse s dental plan in addition to your own.
If you are covered by two dental plans.
Can you have more than one dental insurance – When you are covered by two dental plans this is called dual coverage this does not double your coverage. Insurance rules on coordination of benefits. However it may reduce your out of pocket costs. Can you have more than one dental insurance
In most cases even if both plans pay the payments from all insurers will not add up to more than the total charges. Dual coverage refers to when a patient s dental treatment is covered by more than one dental benefits plan. But while this is often the case you want to know what is covered before you agree to costly dental procedures rather than just assuming both insurers will pay. Can you have more than one dental insurance
Coordination of benefits is the process insurance companies follow to ensure that the combined benefits from all group dental plans do not exceed 100 percent of the dentist s fee. Dual coverage works the same way whether you are covered by two delta dental plans or by delta dental and another insurance company. Folks who are lucky enough to have two dental insurance policies should generally expect greater benefits. Can you have more than one dental insurance
However even though you may have two dental benefit plans there is no guarantee that both plans will pay for your services. If you are covered under two different dental insurance plans then you have dual dental coverage. Having dual coverage doesn t double your benefits but you might pay less for dental procedures than if you were covered under just one plan because treatment costs may be shared between your two carriers up to 100. Can you have more than one dental insurance
Some secondary plans will not pay until you have exhausted the entire maximum of your primary coverage. Can you have more than one dental insurance