How to lower your apr on credit card – The best balance transfer credit cards offer between 18 and 21 months of zero percent apr on balance transfers giving you more than a year to pay off your debt without paying interest. You can negotiate with your bank or credit card company to get a lower interest rate on your card.
Ask to talk to a supervisor.
How to lower your apr on credit card – Do a bit of research by finding out common rates based on your fico score. The squeaky wheel really does get the grease. Your credit card company most likely documents every call they have with you including every time you call to bitch about your apr. How to lower your apr on credit card
Although the card company may ultimately say no knowing these steps could help improve your chances of getting a favorable response. Improve your credit score an improvement in your credit score is critical if you want to start reducing the apr you re being offered by lenders on credit card applications. Yes part of the secret to a lower credit card apr is asking but the bigger secret is persistence. How to lower your apr on credit card
If lowering your interest rate is your main concern look for a card that offers a balance transfer deal for new customers which would allow you to move your balance from your current credit card. But if you end up carrying debt there are a few ways you should consider lowering. You need to call them and ask them to lower your apr. How to lower your apr on credit card
The best way to avoid getting hit with credit card interest charges is to pay your balance in full every month. A good course of action is to know your fico score and have that handy when you call your credit card company. Your credit card company won t lower your apr just because you ve been taking care of your credit. How to lower your apr on credit card
Looking for a low interest card. Here are some tips on how you can lower your credit card apr. How to lower your apr on credit card